Airbnb Injuries - Who is Responsible if I'm Injured on the Property?
When you’re planning a trip to that beautiful tropical island or isolated mountain cabin, the last thing on your mind is getting injured. But accidents happen–even on vacation. If you’ve opted to stay in a rental home rather than a traditional hotel, you may be wondering: who is responsible if I’m injured at an Airbnb?Can I Sue the Host for an Airbnb Accident?
If you are hurt while at an Airbnb, you may be able to sue the host for personal injury. Airbnb rentals are generally private homes, but they are also big business. As a business operator, the homeowner is legally obligated to maintain reasonably safe conditions. As a private individual, however, an Airbnb host may not have the same level of safety expertise that a hotel would.
To win an Airbnb injury lawsuit, you need to prove that the property owner was negligent in some way. If the host’s lack of care contributed to your injury, you may qualify for compensation, including lost wages, pain and suffering, and punitive damages.Can I Make an Airbnb Insurance Claim?
The most straightforward way to receive compensation for your Airbnb injury is to make a claim through Airbnb’s host liability insurance. Automatically applied to every listing, this insurance provides coverage for up to $1 million if you get hurt due to unsafe conditions at an Airbnb.
But there are exceptions to this policy. For example, Airbnb’s insurance may not cover injuries due to illegal activities or intentional acts (such as assault), car accidents, and certain environmental exposures like asbestos, mold, and pollution. In such cases, you may need to explore other legal options.What Should I Do When I’m Injured at an Airbnb?
Whether you end up making a claim through Airbnb insurance or suing the host directly, you can take several steps to protect your rights. If you’re seriously injured at an Airbnb, the first thing you should do is get medical treatment. It will provide a record of your injuries and link them to the time of your Airbnb stay.
In addition, take pictures of the Airbnb accident scene. It may be your only chance to document that broken handrail on the stairs or massive pothole in the driveway. If someone else saw the accident, ask them to provide a witness statement.Do I Need an Airbnb Accident Lawyer?
You don’t need an attorney to file a claim through Airbnb insurance. However, be aware that insurance companies work for themselves, not for you. If you’ve suffered a severe Airbnb injury, the insurance payout may not cover your bills. In addition, if your injury falls under one of the insurance exclusions, you may have to file an Airbnb accident lawsuit to receive any compensation.
The best way to ensure fair compensation is to consult with an experienced Airbnb injury lawyer. At Altman & Altman LLP, we have over 50 years of experience helping clients protect their rights. We can evaluate your claim and recommend the best way for you to move forward. So contact us today for your free consultation with a Boston Airbnb accident attorney!